Terms of Use

By accessing or using the website located at duranhomelending.com (the "Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use this Site. Your continued use of the Site constitutes your acceptance of any updates or changes to these Terms.

The content provided on this website — including articles, calculators, estimators, loan program descriptions, and other materials — is for general informational purposes only. Nothing on this Site constitutes financial, legal, or mortgage advice, nor does it represent a loan commitment, pre-approval, pre-qualification, or offer to lend. All loan approvals are subject to a complete application, credit review, income verification, and underwriting approval.

Submitting a contact form, inquiry, or using any estimator or calculator tool on this Site does not create a loan obligation, application, or commitment of any kind on the part of Duran Home Lending. No loan terms, rates, or approvals are guaranteed until a formal loan application has been submitted, reviewed, and approved in accordance with applicable lending guidelines.

We make reasonable efforts to ensure the information on this Site is accurate and up-to-date; however, we do not warrant or guarantee the completeness, accuracy, or reliability of any content.

• Mortgage rates, loan programs, and eligibility requirements are subject to change at any time without notice.
• Information displayed on this Site may not reflect the most current loan terms or program availability.

Please consult directly with a licensed loan officer at Duran Home Lending for the most current rates, programs, and eligibility information.

You agree to use this Site for lawful purposes only. You agree that you will not:

• Submit false, misleading, or fraudulent information through any form or tool on this Site.
• Attempt to gain unauthorized access to any portion of the Site or its related systems.
• Use automated tools, bots, or scripts to scrape, harvest, or collect data from this Site.
• Engage in any activity that disrupts, damages, or impairs the functionality of the Site.
• Violate any applicable local, state, federal, or international laws or regulations.

This Site may contain links to third-party websites for your convenience and reference. These links do not constitute an endorsement of those sites or their content. Duran Home Lending has no control over third-party websites and is not responsible for their content, privacy practices, or accuracy. Visiting any linked third-party site is at your own risk.

All content on this Site — including but not limited to text, graphics, logos, images, page layouts, and software — is the property of Duran Home Lending and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, display, or create derivative works from any content on this Site without prior written permission from Duran Home Lending.

To the fullest extent permitted by law, Duran Home Lending, its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of — or inability to use — this website or its content. This includes, without limitation, damages for loss of data, revenue, or business opportunities, even if we have been advised of the possibility of such damages.

Duran Home Lending reserves the right to update or modify these Terms of Use at any time without prior notice. Changes will be effective immediately upon posting to the Site. The "Last Updated" date at the top of this page will reflect the most recent revision. Your continued use of the Site following any changes constitutes your acceptance of the updated Terms.

These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Kern County, California.

By providing your mobile phone number and opting in to SMS communications from Duran Home Lending, you consent to receive text messages related to mortgage inquiries, loan updates, appointment reminders, and other relevant communications.

• Message and data rates may apply depending on your carrier and plan.
• Message frequency varies based on your inquiry and loan process stage.
• Text HELP to receive assistance or contact information.
• Text STOP at any time to opt out of all SMS messages from Duran Home Lending.
• You must be 18 years of age or older to opt in to SMS communications.

We do not share your mobile phone number with third parties for their marketing purposes. For more information, please review our Privacy Policy.

If you have questions about these Terms of Use, please contact us: