Privacy Policy

Last updated: May 2025

This Privacy Policy applies to the website operated by Duran Home Lending and describes how we handle personal information collected through our site and communications. Please read it carefully.

1. Introduction

Duran Home Lending ("we," "us," or "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard the information you provide when you visit our website or contact us about mortgage services. By using our website, you agree to the practices described in this policy.

2. Information We Collect

We may collect the following types of information:

  • Contact Information — Name, phone number, email address, and mailing address.
  • Financial Information — Income details, employment status, credit range, and other information relevant to mortgage qualification.
  • Usage Data — Pages visited, time spent on the site, browser type, and device information collected automatically.
  • Messages & Inquiries — Any information you voluntarily submit through our contact form, estimator tools, or direct communications.

3. How We Use Your Information

We use the information we collect to:

  • Respond to your inquiries and provide mortgage-related assistance.
  • Send you loan information, updates, and follow-ups via phone, email, or SMS.
  • Improve our website experience and services.
  • Comply with applicable federal and state laws and regulations.

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

4. Buying Power Estimator

The Buying Power Estimator tool on our website is provided for general informational and educational purposes only. Results generated by this tool are estimates based on the information you enter and do not constitute a mortgage pre-approval, pre-qualification, commitment to lend, or guarantee of any loan terms. Actual loan eligibility is subject to a full application, credit review, income verification, and underwriting approval.

5. Cookies and Analytics

Our website uses cookies and similar tracking technologies to analyze site traffic, understand how visitors use our site, and improve your browsing experience. You may disable cookies through your browser settings; however, doing so may affect certain features of the website. We may use third-party analytics services such as Google Analytics to help us understand site usage patterns.

6. Data Security

We take reasonable administrative, technical, and physical measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

8. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • The right to request access to the personal information we hold about you.
  • The right to request correction of inaccurate information.
  • The right to request deletion of your personal information, subject to legal obligations.
  • The right to opt out of marketing communications at any time.

To exercise any of these rights, please contact us using the information provided in Section 10 below.

9. SMS Communication

If you explicitly opt in to SMS communications by checking the SMS consent box on our contact form, you consent to receive text messages from Duran Home Lending regarding your mortgage inquiry, loan options, and application updates. SMS consent is optional and is not a condition of any purchase or service.

  • Message and data rates may apply.
  • Message frequency varies based on your inquiry.
  • Reply STOP at any time to opt out of SMS messages.
  • Reply HELP for assistance.
  • You must be 18 years of age or older to opt in to SMS communications.

We do not share your mobile phone number with third parties for marketing purposes.

10. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:

Duran Home Lending Inc

5301 Office Park Dr Suite #200, Bakersfield, CA 93309

(661) 281-8957

[email protected]

Emmanuel Duran, NMLS #2125158

Loans originated through Dream House Lending, NMLS #2269316

License #60DBO-154707

Questions? We're happy to help.

Duran Home Lending

Your trusted local mortgage broker in Bakersfield, CA. We help families achieve homeownership with creative solutions and personal service.

Contact Us

© 2026 Duran Home Lending Inc. All rights reserved. Emmanuel Duran NMLS #2125158. Loans originated through Dream House Lending, NMLS #2269316. Licensed in California. Equal Housing Lender.

By providing your phone number, you may receive SMS texts from Duran Home Lending regarding your loan inquiry. Reply STOP to unsubscribe, HELP for help. Msg & data rates may apply. Must be 18+. Carriers not liable for delays.